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Privacy Policy

Effective Date: June 27, 2025

ToolBooks Privacy Policy

Your privacy is important to us. This Privacy Policy outlines how ToolBooks collects, uses, and protects your personal and financial information.

1. Information We Collect

We collect personal, financial, and technical data necessary to provide our services. This includes names, emails, banking data via Plaid, and usage behavior.

2. Use of Collected Information

Data is used to deliver services, improve functionality, comply with legal duties, and protect users from fraud.

3. How We Use Plaid

Plaid collects and transmits your banking data securely. ToolBooks does not store credentials. You agree to Plaid’s policies at https://plaid.com/legal/.

4. Data Sharing and Disclosure

Data is only shared with service providers, legal authorities, or with your consent. It is never sold or rented.

5. Data Storage and Security

We use encryption, secure storage, and access controls to protect your data.

6. Your Rights

You may access, correct, or delete your data, and withdraw consent at any time. Contact us to exercise these rights.

7. Cookies and Tracking

We use cookies and analytics to improve user experience. You can disable cookies in your browser.

8. Data Retention

Data is retained only as long as needed to provide services and comply with legal obligations.

9. International Transfers

By using ToolBooks outside of our country of operation, you consent to international data transfers.

10. Policy Updates

We may update this policy and will notify you of changes by updating the effective date.

11. Contact

For privacy-related concerns, reach out to:

Address: [Insert address]